Most people think of a will as something to fear or something that needs to be done later in life. Unfortunately situations do occur; situations that can leave a person incapacitated or worse. These are the types of circumstances that require discussion of wills, trusts and estates - the types of circumstances that not nearly enough people are prepared for. When something unforeseen happens, or untimely death occurs, a will and other legal documents can ensure that a person's estate is protected, that their family is taken care of and that their wishes are carried out exactly as specified.

What is a Will?
A will is a legal document that carries out a person's last wishes. It is a typed or handwritten statement with directions as to how to distribute an estate. A person's estate consists of any assets that are legally owned, including cash.

Used for hundreds of years by the Ancient Romans and refined by the British, wills have been long used to bequeath estates to benefactors that are specifically chosen by the writer of the document. The have been used to fight against royalty, save families and have been known to save thousands of animals with well-meaning donations and bequests.

Why Have a Will?
Creating a will is one of the most important things a person can do in their lives... and the sooner, the better. Talking about death or unfortunate circumstances seems to leave people with a sick feeling. The reality of life is, death; there's nothing more certain. Writing a will doesn't speed up the process, it simply leaves a person prepared for the inevitable; which could be the best decision they ever make.

A Legal Will can:

• Protect your family: By personally directing your assets to your spouse, children or family, you can ensure that they thrive.
• Name an executor: By naming an executor in your will, you can be sure that someone you trust is dealing with your precious possessions.
• Help carry out your last wishes: Whether you always dreamed of having your ashes spread in the ocean or that the local humane society inherits your whole cash estate, your will can see to it that your dreams can come true.
• Avoid long delays in settling your estate: When you have a legal will, there isn't much to dispute.
• Help you recognize your loved ones: If you always wanted to leave your cherished coin collection to your best friend, your will can ensure that it happens.
• Appoint a guardian: Through your will you can state exactly who you would like to have raising your children in the event of you and your spouses' inability.
• Name your own beneficiaries: Your will can state exactly who gets what and how much. Without a will, your whole estate will go to a court appointed beneficiary and in some cases, this may not be your wish.

Without this simple legal document, many of these decisions will go through the court system which can cost our loved ones and family time, effort, money and emotional well-being.

Be safe instead of sorry, work with your family lawyer and prepare your will today.

Article from articleblast.com contributor Lilly Gordon

At the Law Office of Brad M. Micklin Esq. we specialize in divorce and family law. We will work hard to protect you and your family during the separation and divorce process. We can also assist you with your estate and trust planning needs. Call us at 973.562.0100 our experience team of professionals is ready to take your call.